Job Requirements:

• Candidate must possess at least a Bachelor's/College Degree , Finance/Accountancy/Banking or equivalent.
• At least 1-3 years of working experience in credit related roles.
• Experience in banking / financial institution will be an advantage.
• Knowledgeable in credit assessment / review, and risk evaluation with understanding how to read P&L, financial ratios and Balance Sheet.
• Must have good Analytical skills
• Keen to details in gathering of information or data about the customer/client.
• Knowledgeable with Microsoft Office tools
• Good communication skills (both oral and written)
• Familiarity of system tools (SAP, Salesforce, etc.) will be an advantage
• Willing to work on Saturdays and holidays.

Job Descriptions:

• Evaluate all required documents submitted by aspiring on-credit clients.
• Conduct Bank Credit Investigation.
• Conduct an ocular visit with the client's declared properties and offices.
• Create a Customer Visit Report for the completion of customer profile.
• Submit recommendation record of customer account profile to CFO and or President for approval.
• Create customer profile for approved credit terms through Salesforce application and SAP.
• Review payment history and financial data of an account to determine if it can be granted with credit.
• Update account information, credit limit and profile through Salesforce Application and SAP.
• Review credit history of an account.
• Propose increase, decrease or removal of credit limit of Unioil existing customers.
• Coordinate with Collection Associate/Officer/Team Lead and Territory Managers regarding information and details update of customers.
• Keep an updated copy of Customer Masterfile which must be readily available at any given time.
• Review submitted documents from customers such as expiration of Letter of Credit (LC), PEZA certification for zero-rated customers, etc.
• Review and verify details of LC.
• Monitor due dates of LC and send notice of renewal to customers.
• Propose credit limit for approved prepaid customer.
• Generate weekly credit reports (AR Balance) and send to concerned accounts for status update.
• Consolidate credit status per invoice for a bi-monthly reporting.
• Prepare other related credit management reports
• Arrange meetings / schedules for Credit Committee/CMR review
• Timely Computation of Sales Incentive
• Monthly preparation and monitoring of C & C associates scorecards
• Other duties as may be assigned.

Please refer to job description.